Privacy Policy
We
value the trust you place in us. That’s why we insist upon the highest
standards for secure transactions and customer information privacy. Please read
the following statement to learn about our information gathering and
dissemination practices.
Note:
Our
privacy policy is subject to change at any time without notice. To make sure
you are aware of any changes, please review this policy periodically.
By
visiting this Website you agree to be bound by the terms and conditions of this
Privacy Policy. If you do not agree please do not use or access our Website.
By mere
use of the Website, you expressly consent to our use and disclosure of your
personal information in accordance with this Privacy Policy. This Privacy
Policy is incorporated into and subject to the Terms of Use.
1. Collection of Personally Identifiable Information and other
Information
When you use our Website, we collect and store your personal information which
is provided by you from time to time. Our primary goal in doing so is to
provide you a safe, efficient, smooth and customized experience. This allows us
to provide services and features that most likely meet your needs, and to
customize our Website to make your experience safer and easier. More
importantly, while doing so we collect personal information from you that we
consider necessary for achieving this purpose.In general, you can browse the
Website without telling us who you are or revealing any personal information
about yourself. Once you give us your personal information, you are not anonymous
to us. Where possible, we indicate which fields are required and which fields
are optional. You always have the option to not provide information by choosing
not to use a particular service or feature on the Website. We may automatically
track certain information about you based upon your behavior on our Website. We
use this information to do internal research on our users’ demographics,
interests, and behavior to better understand, protect and serve our users. This
information is compiled and analysed on an aggregated basis. This information
may include the URL that you just came from (whether this URL is on our Website
or not), which URL you next go to (whether this URL is on our Website or not),
your computer browser information, and your IP address.We use data collection
devices such as “cookies” on certain pages of the Website to help analyse our
web page flow, measure promotional effectiveness, and promote trust and safety.
“Cookies” are small files placed on your hard drive that assist us in providing
our services. We offer certain features that are only available through the use
of a “cookie”. We also use cookies to allow you to enter your password less
frequently during a session. Cookies can also help us provide information that
is targeted to your interests. Most cookies are “session cookies,” meaning that
they are automatically deleted from your hard drive at the end of a session.
You are always free to decline our cookies if your browser permits, although in
that case you may not be able to use certain features on the Website and you
may be required to re-enter your password more frequently during a
session.Additionally, you may encounter “cookies” or other similar devices on
certain pages of the Website that are placed by third parties. We do not
control the use of cookies by third parties.If you choose to buy on the
Website, we collect information about your buying behavior.If you choose to
post messages on our message boards, chat rooms or other message areas or leave
feedback, we will collect that information you provide to us. We retain this
information as necessary to resolve disputes, provide customer support and
troubleshoot problems as permitted by law.If you send us personal
correspondence, such as emails or letters, or if other users or third parties
send us correspondence about your activities or postings on the Website, we may
collect such information into a file specific to you.We collect personally
identifiable information (email address, name, phone number, credit card /
debit card / other payment instrument details, etc.) from you when you set up a
free account with us. While you can browse some sections of our Website without
being a registered member, certain activities (such as placing an order) do
require registration. We do use your contact information to send you offers
based on your previous orders and your interests.
2. Use of Demographic / Profile Data / Your Information
We use personal information to provide the services you request. To the extent
we use your personal information to market to you, we will provide you the
ability to opt-out of such uses. We use your personal information to resolve
disputes; troubleshoot problems; help promote a safe service; collect money;
measure consumer interest in our products and services, inform you about online
and offline offers, products, services, and updates; customize your experience;
detect and protect us against error, fraud and other criminal activity; enforce
our terms and conditions; and as otherwise described to you at the time of
collection.With your consent, we will have access to your SMS, contacts in your
directory, call history, location and device information and we may request you
to provide your PAN and Aadhaar details to check your eligibility for certain
products/services including but not limited to providing credit) being offered
by us, our affiliates or our lending partners. We may share this data with our
affiliates or our lending partners for the same purposes as mentioned above,
however, we will not store any Aadhaar data ourselves. In the event that
consent to this such use of data is withdrawn in the future, we will stop
collection of such data but continue to store the data (save for Aadhaar data)
and use it for internal purposes to further improve our services. In our
efforts to continually improve our product and service offerings, we collect
and analyses demographic and profile data about our users’ activity on our
Website. We identify and use your IP address to help diagnose problems with our
server, and to administer our Website. Your IP address is also used to help
identify you and to gather broad demographic information. We will occasionally
ask you to complete optional online surveys. These surveys may ask you for
contact information and demographic information (like zip code, age, or income
level). We use this data to tailor your experience at our Website, providing
you with content that we think you might be interested in and to display
content according to your preferences. Cookies
A “cookie” is a small piece of information stored by a web server on a web
browser so it can be later read back from that browser. Cookies are useful for
enabling the browser to remember information specific to a given user. We place
both permanent and temporary cookies in your computer’s hard drive. The cookies
do not contain any of your personally identifiable information.
3. Sharing of personal information
We may share personal information with our other corporate entities and
affiliates. These entities and affiliates may market to you as a result of such
sharing unless you explicitly opt-out.We may disclose personal information to
third parties. This disclosure may be required for us to provide you access to
our Services, to comply with our legal obligations, to enforce our User
Agreement, to facilitate our marketing and advertising activities, or to
prevent, detect, mitigate, and investigate fraudulent or illegal activities
related to our Services. We do not disclose your personal information to third
parties for their marketing and advertising purposes without your explicit
consent.We may disclose personal information if required to do so by law or in
the good faith belief that such disclosure is reasonably necessary to respond
to subpoenas, court orders, or other legal process. We may disclose personal
information to law enforcement offices, third party rights owners, or others in
the good faith belief that such disclosure is reasonably necessary to: enforce
our Terms or Privacy Policy; respond to claims that an advertisement, posting
or other content violates the rights of a third party; or protect the rights,
property or personal safety of our users or the general public.We and our
affiliates will share / sell some or all of your personal information with
another business entity should we (or our assets) plan to merge with, or be
acquired by that business entity, or re-organization, amalgamation, restructuring
of business. Should such a transaction occur that other business entity (or the
new combined entity) will be required to follow this privacy policy with
respect to your personal information.
4. Links to Other Sites
Our Website links to other websites that may collect personally identifiable
information about you. hargulsampurna.com is not responsible for the privacy
practices or the content of those linked websites.
5. Security Precautions
Our Website has stringent security measures in place to protect the loss,
misuse, and alteration of the information under our control. Whenever you
change or access your account information, we offer the use of a secure server.
Once your information is in our possession we adhere to strict security
guidelines, protecting it against unauthorized access.
6. Choice/Opt-Out
We provide all users with the opportunity to opt-out of receiving non-essential
(promotional, marketing-related) communications from us on behalf of our
partners, and from us in general, after setting up an account.
If you want to remove your contact information from all hargulsampurna.com lists and newsletters, please email us
at info@hargulsampurna.com
7. Advertisements on hargulsampurna.com
We use third-party advertising companies to serve ads when you visit our
Website. These companies may use information (not including your name, address,
email address, or telephone number) about your visits to this and other
websites in order to provide advertisements about goods and services of
interest to you.
8. Your Consent
By using the Website and/ or by providing your information, you consent to the
collection and use of the information you disclose on the Website in accordance
with this Privacy Policy, including but not limited to Your consent for sharing
your information as per this privacy policy.
If we decide to change our privacy policy, we will post those changes on this
page so that you are always aware of what information we collect, how we use
it, and under what circumstances we disclose it.
